We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Loan Officer/ Vice President
Bio: Toi is a multi-faceted individual with experience in many areas. Well versed in loan processing, pre-underwriting, and client relations, as well as public relations, she is uniquely qualified to take your loan from start to finish while keeping you calm and explaining each step of the process. She has been with PhinanceUS since its inception, and is eager to work with both new buyers and those ready to refinance.
Phone: (510) 929-9088
NMLS#: 1647916
Real Estate License#: 02141981
License states: California
Spoken Language: English
Save your money with our great price.
Turn your home's equity into cash.
Your dream home is a reality.
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