Helena M. Jones-Kim


Phone: (510) 385-7721

Email: helena@phinanceus.com

NMLS#: 332730

Company: PhinanceUS

Company NMLS#: 1854440

Address: 1999 Harrison Street Oakland, CA 94612

Our services

Why me

Our technology can always give you the low rates that fit your need from many various lenders, especially in real-time. We also have a build-in rates notification system, so you will never miss any good rates.

Besides that, with our experienced officers, loan process will never be easier.

Low rate possible

Low rate possible

Rate changes notification

Rate changes notification

Professional loan service

Professional loan service

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Our Values


Over thousand loans successfully closed.

Borrower First

We make less per loan than competitors and pass the extra savings to borrowers.


We rely on proprietary technology to find the cheapest lender and to lower your costs.


Trust is our most important asset. More than 80% of clients are repeated customers or client referrals.


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  • Address
  • 1999 Harrison Street
  • Phone number
  • (510) 519-9055
  • Email
  • rwalker@phinanceus.com
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